+94 115 554455 Monday-Friday, 8am - 6pm
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IMS Corporate Office 620, Kotte Road, Rajagiriya
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+94 115 554455 Monday-Friday, 8am - 6pm
info@ceynergy.lk Send us a message
IMS Corporate Office 620, Kotte Road, Rajagiriya
Get a Quote
toggle menu

General insurance or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be life insurance.

Motor Insurance

Third Party motor Insurance

The policy covers any third party and their property in the event of an accident for which you are deemed liable, but it additionally includes insurance for your own car if it is stolen or damaged by fire. You would also be able to make a claim if your car were damaged in an attempted theft

 

Vehicle Insurance/Full Insurance

Also known as car insurance, motor insurance or auto insurance, is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise there from. Vehicle insurance may additionally offer financial protection against as theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying and damage sustained by colliding with stationary objects.

Building Insurance

Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance. Property is insured in two main ways—open perils and named perils.

 

Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism, and war. Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion, and theft.

Corporate Medical Covers

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

Workers’ Compensation

Is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence.

Travel Insurance

Insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.